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A comprehensive travel insurance plan that charges customers on ‘Pay Per Day’ basis as against slab basis and also covers medical and home insurance to offer maximum benefit to the customers.
No health check up upto 70 years of age. In case of insurance cover for senior citizens between 71 years to 85 years of age. The policy will be extended for the insured aged above 70 years only after obtaining fresh medical reports.
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| Policy Coverage |
Medical Cover*- US$ 50,000 to US$ 500,000
This covers medical cost due to illnesses or accidents, including outpatient & inpatient medical expenses, medical aid, therapies and diagnostic test. It also covers medically evacuation cost back to India.
Daily Allowance in case of Hospitalization**– US$ 25 per day for max. 5 days
Compensation for hospitalization for more than 2 days.
Dental Treatment*– US$ 250
Covers the cost of acute anesthetic treatment to natural teeth due to an injury.
Repatriation of Remains– US$ 7,000
For the expenses of repatriating the remains back to India.
Passport Loss** – US$ 200
For expenses incurred in obtaining a fresh or new passport.
Checked Baggage Loss– US$ 500
Compensation for the permanent loss of checked-in baggage.
Checked Baggage Delay– US$ 100
Compensation for reasonable expenses incurred for the purchase of toiletries, clothing and medication due to a delay of checked-in baggage for more than 12 hours.
Personal Accident– US$ 15,000
Compensation paid in case of death or permanent total disability.
Personal Liability– US$ 100,000
Compensation for damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by the insured.
Financial Emergency Assistance– US$ 300
Emergency cash that is available to you in case your travel funds are robbed.
Hijack Distress Allowance#– US$ 125 per day for 7 days
A compensation payable in case of hijack of air or sea common carrier for more than 12 hours whilst on your trip abroad.
Trip Cancellation & Interruption*– US$ 500
Reimbursement of the non-refundable prepaid payments or the additional expenses, for the trip being cancelled or interrupted due to medical problems, personal employment problems or natural disasters.
Missed Connection*– US$ 500
Reimbursement of the extra expenses incurred due to a missing a connecting flight, due to delay in the arrival of the aircraft for more then 3 hours.
Trip Delay*– US$ 500
Reimbursement of additional expenses incurred, up to US$ 100/- per day, if trip is delayed for more than 6 hours due to airline problems, medical problems, personal employment problems or natural disasters.
Home Insurance– Rs. 2,000,000 for Building and Rs. 500,000 for Contents
To the losses that you may incur due to damage to you home from natural and man made calamities or burglary, whilst on your trip abroad. |
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